Table of Contents
Monthly tax
Rs 6,000
Monthly take-home
Rs 144,000
Annual tax
Rs 72,000
Effective rate
4.00%
Compared with the 2025-26 slabs, you pay Rs 0 less per year (Rs 0 per month). Last year's annual tax on this salary would have been Rs 72,000.
Salaried tax slabs 2026-27 (Tax Year 2027)
| Annual income (Rs) | Tax |
|---|---|
| 0 – 600,000 | 0% |
| 600,001 – 1,200,000 | 1% of amount above Rs 600,000 |
| 1,200,001 – 2,200,000 | Rs 6,000 + 11% of amount above Rs 1,200,000 |
| 2,200,001 – 3,200,000 | Rs 116,000 + 20% of amount above Rs 2,200,000 |
| 3,200,001 – 4,100,000 | Rs 316,000 + 25% of amount above Rs 3,200,000 |
| 4,100,001 – 5,600,000 | Rs 541,000 + 29% of amount above Rs 4,100,000 |
| 5,600,001 – 7,000,000 | Rs 976,000 + 32% of amount above Rs 5,600,000 |
| Above 7,000,000 | Rs 1,424,000 + 35% of amount above Rs 7,000,000 |
Estimate for salaried individuals under the Finance Act 2026. No surcharge applies to salaried income in Tax Year 2027. Your employer's actual deduction can differ because of allowances, tax credits or other income. Confirm with FBR or a tax adviser before filing.
How to Use the Salary Tax Calculator
Type your taxable salary and choose whether it is a monthly or annual figure. The calculator converts it to annual income, finds your slab, and shows four numbers straight away: the tax deducted each month, your monthly take-home pay, the total tax for the year and your effective tax rate. Your slab is highlighted in the table under the results, so you can see exactly which rate applies to you.
Use your taxable salary. For most employees this is the gross salary on the payslip. If your employer treats part of your pay as exempt (for example certain medical allowances within the legal limit), subtract that part first.
Use your taxable salary. For most employees this is the gross salary on the payslip. If your employer treats part of your pay as exempt (for example certain medical allowances within the legal limit), subtract that part first.
Salaried Income Tax Slabs 2026-27 (Tax Year 2027)
These slabs apply to salaried individuals from 1 July 2026 to 30 June 2027 under the Finance Act 2026. A person is treated as salaried when salary is more than 75% of their taxable income.
The 9% surcharge that applied to salaried people earning more than Rs 10 million in 2025-26 has been removed for 2026-27.
| Annual taxable income (Rs) | Tax payable |
|---|---|
| Up to 600,000 | 0% |
| 600,001 – 1,200,000 | 1% of the amount above 600,000 |
| 1,200,001 – 2,200,000 | Rs 6,000 + 11% of the amount above 1,200,000 |
| 2,200,001 – 3,200,000 | Rs 116,000 + 20% of the amount above 2,200,000 |
| 3,200,001 – 4,100,000 | Rs 316,000 + 25% of the amount above 3,200,000 |
| 4,100,001 – 5,600,000 | Rs 541,000 + 29% of the amount above 4,100,000 |
| 5,600,001 – 7,000,000 | Rs 976,000 + 32% of the amount above 5,600,000 |
| Above 7,000,000 | Rs 1,424,000 + 35% of the amount above 7,000,000 |
The 9% surcharge that applied to salaried people earning more than Rs 10 million in 2025-26 has been removed for 2026-27.
Worked Examples
Here is how the slabs work on common monthly salaries:
Take Rs 150,000 a month. The annual salary is Rs 1,800,000, which falls in the third slab. The tax is Rs 6,000 plus 11% of Rs 600,000 (the part above Rs 1,200,000), which is Rs 6,000 + Rs 66,000 = Rs 72,000 a year, or Rs 6,000 a month.
| Monthly salary | Annual salary | Annual tax | Monthly tax | Effective rate |
|---|---|---|---|---|
| Rs 50,000 | Rs 600,000 | Rs 0 | Rs 0 | 0% |
| Rs 100,000 | Rs 1,200,000 | Rs 6,000 | Rs 500 | 0.5% |
| Rs 150,000 | Rs 1,800,000 | Rs 72,000 | Rs 6,000 | 4.0% |
| Rs 200,000 | Rs 2,400,000 | Rs 156,000 | Rs 13,000 | 6.5% |
| Rs 300,000 | Rs 3,600,000 | Rs 416,000 | Rs 34,667 | 11.6% |
| Rs 500,000 | Rs 6,000,000 | Rs 1,104,000 | Rs 92,000 | 18.4% |
Take Rs 150,000 a month. The annual salary is Rs 1,800,000, which falls in the third slab. The tax is Rs 6,000 plus 11% of Rs 600,000 (the part above Rs 1,200,000), which is Rs 6,000 + Rs 66,000 = Rs 72,000 a year, or Rs 6,000 a month.
What Changed From 2025-26
The first three slabs (0%, 1% and 11%) and the Rs 600,000 tax-free limit stay the same, so people earning up to Rs 183,333 a month pay the same tax as last year. Above that, rates fall:
For example, on Rs 300,000 a month the annual tax falls from Rs 466,000 to Rs 416,000, a saving of Rs 50,000 a year. The calculator shows your own saving under the results.
- The 2.2 – 3.2 million slab drops from 23% to 20%.
- The 3.2 – 4.1 million slab drops from 30% to 25%.
- The 35% rate now starts at Rs 7 million instead of Rs 4.1 million, with new 29% and 32% slabs in between.
- The 9% surcharge above Rs 10 million is removed for salaried people.
For example, on Rs 300,000 a month the annual tax falls from Rs 466,000 to Rs 416,000, a saving of Rs 50,000 a year. The calculator shows your own saving under the results.
Why Your Payslip Can Differ
Employers deduct tax by spreading the expected annual tax over the remaining months of the tax year. Your monthly deduction can differ from this calculator when:
This tool is for planning. For your actual liability, use the figures on your annual tax certificate and confirm with FBR's IRIS portal or a tax adviser.
- You get a bonus, arrears or a raise partway through the year, so the employer recalculates the rest of the year.
- You joined or left a job during the year.
- You claim tax credits, for example on Zakat paid, approved pension fund contributions or donations.
- You have other income, such as rent or business income, which can change whether you count as salaried.
This tool is for planning. For your actual liability, use the figures on your annual tax certificate and confirm with FBR's IRIS portal or a tax adviser.
Filer vs Non-Filer
Your slab rate on salary is the same whether or not you are on FBR's Active Taxpayers List. Being a filer still matters, because non-filers pay higher withholding tax on bank cash withdrawals, property and vehicle purchases, mobile top-ups and many other transactions. If tax is deducted from your salary, filing your return each year is usually straightforward and keeps you on the ATL.
Frequently Asked Questions
What is the tax-free salary limit in Pakistan for 2026-27?
Annual taxable salary up to Rs 600,000 (Rs 50,000 a month) is tax-free for salaried individuals in Tax Year 2027.
How much tax is deducted on a Rs 100,000 monthly salary?
Rs 100,000 a month is Rs 1,200,000 a year. The tax is 1% of Rs 600,000, which is Rs 6,000 a year or Rs 500 a month.
Is there a surcharge on high salaries in 2026-27?
No. The 9% surcharge on salaried income above Rs 10 million that applied in 2025-26 has been removed for Tax Year 2027.
Which tax year is 2026-27?
The financial year 1 July 2026 to 30 June 2027 is called Tax Year 2027 by FBR.
Does this calculator work for business income?
No. Business and non-salaried individuals have different slabs. This calculator is only for people whose salary is more than 75% of their taxable income.
Is my salary information stored?
No. The calculation runs in your browser and nothing you type is sent to a server.